£87 a month in your pocket, or £174 a month in your pension. That's the real trade-off wh… — @antonia_investing

Video insights

@antonia_investing's TikTok video "£87 a month in your pocket, or £174 a month in your pension. That's the real trade-off when you opt out of your workplace pension. Illustrative figures based on a £32,347 salary, minimum auto-enrolment contributions (5% employee, 3% employer) on qualifying earnings between £6,240 and £50,270, basic rate taxpayer, England and Wales tax rates, no salary sacrifice. Growth of 5% a year after charges, contributions held flat, not adjusted for inflation. Investment returns are not guaranteed and the value of your pension can go down as well as up. Pension savings can't usually be accessed until age 55, rising to 57 from April 2028. This is for educational purposes only and is not financial advice. Have you opted out, or been tempted to? Tell me what tipped it 👇 Sources: ONS Annual Survey of Hours and Earnings 2025; GOV.UK Workplace pensions; The Pensions Regulator; BBC News" has 2,108 views, 73 likes, 9 comments, 31 shares in the public metrics captured by this index. That is an engagement rate of 5.36% (likes, comments and shares over views). It was posted over two weeks ago and runs 1 minute 50 seconds. It has been saved 17 times.

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How many views does this TikTok video have?

The capture indexed here reports 2,108 views, 73 likes and 9 comments.

Who posted this TikTok video?

It was posted by @antonia_investing, who is linked from this page.

What is this TikTok video's engagement rate?

Across the captured metrics the engagement rate is 5.36% (likes + comments + shares over views).

When was this TikTok video posted?

It was posted on 2026-10-06, over two weeks ago.

How long is this TikTok video?

The captured clip runs 1 minute 50 seconds.