£7,500 could get you into a £300,000 home. It could also leave you owing more than it's w… — @antonia_investing

Video insights

@antonia_investing's TikTok video "£7,500 could get you into a £300,000 home. It could also leave you owing more than it's worth. The government's new Your First Home scheme lets first-time buyers in England buy a new build with a 2.5% deposit, backed by a 20% government loan. That's a real help if saving a deposit is what's holding you back. But a smaller deposit means a smaller safety net if prices dip, and new builds often lose their "brand new" premium once you move in. Negative equity only really matters when you need to sell or remortgage. So before you sign, check what similar second-hand homes nearby are selling for, and what the loan will cost after the interest-free period ends. Would you use a 2.5% deposit scheme, or wait and save more? Tell me in the comments. This is general information, not personal financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage. If you're unsure what's right for you, speak to a regulated mortgage adviser. Sources: GOV.UK, Ministry of Housing, Communities and Local Government, 26 September 2026; FCA Sector Views, 2020; Mouthy Money, September 2026; HomeOwners Alliance, September 202" has 19,743 views, 581 likes, 96 comments, 139 shares in the public metrics captured by this index. That is an engagement rate of 4.13% (likes, comments and shares over views). It was posted over two weeks ago and runs 2 minutes 23 seconds. It has been saved 131 times.

Frequently asked questions

How many views does this TikTok video have?

The capture indexed here reports 19,743 views, 581 likes and 96 comments.

Who posted this TikTok video?

It was posted by @antonia_investing, who is linked from this page.

What is this TikTok video's engagement rate?

Across the captured metrics the engagement rate is 4.13% (likes + comments + shares over views).

When was this TikTok video posted?

It was posted on 2026-10-01, over two weeks ago.

How long is this TikTok video?

The captured clip runs 2 minutes 23 seconds.